Medical insurance has been made mandatory for visiting USA. Considering the high cost health care it is a must for any international traveler to get a coverage plan. Education and job opportunities are a major reason for hundreds and thousands of foreign nationals to visit the USA every year. Parents or grandparents of students studying or working in the USA visit them often and need to buy an insurance plan before their visit.
There are special plans for the elderly above 70 years of age. They are eligible for insurance cover within 30 days of arrival in the United States of America. The cover varies from 25,000 USD to 100,000 USD depending upon the plan you choose. There are different plans and each plan has different coverage patterns. Before you finalize the plan that suits you best, you must check if it covers any pre- existing conditions that might need regular physician visit or not. Also discuss with your insurance agent if hospitalization, accident, surgery, drugs etc. are all covered in the plan or not. Every plan offers basic protection with certain deductible amount. In order to find out the deductible, check with your agent how much amount is allotted for each of the medical services the elderly is insured for.
It is advisable to check for the credentials and previous feedbacks of the insurance company you are planning to deal with. Most of the agencies work online and through the phone, so there is always a chance for fraud. Be aware and careful and check in online forums since when the agency has been in this business and if it experienced enough to handle any critical situations. Buying an insurance plan for your elders will make their trip safe and worry-free and it will also assure managed expenses for you if something was to go wrong. It is always best to be prepared so that you can make the best of the time you get to spend with your family abroad.